‍Borrow nUSD
with Bitcoin

Access nUSD, the Bitcoin-backed stablecoin, without selling your Bitcoin.
Fixed-rate, non-custodial loans on Citrea.

Open Testnet App

How it Works

Testnet Nectra Numbers

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Total nUSD Issued

0 Total Value Locked

0 Savings Account APY

0 Total Loans

0

Open Testnet App

Nectra is your gateway to Bitcoin Finance. Unlock your Bitcoin's value with nUSD, hassle-free.

How It works

Open a Loan with Bitcoin and Earn

Bridge BTC to Citrea

Citrea is Bitcoin's first ZK rollup. Trust minimized and Bitcoin-aligned.
Bridge to Citrea Testnet

Create a Bitcoin Loan

Deposit your cBTC into Nectra as collateral. Borrow nUSD, the Bitcoin-backed stablecoin, up to 83.3% LTV.

Earn

Deposit nUSD into Nectra's Savings Account to earn competitive rates on your nUSD.

Borrow

Save your Bitcoin

Borrow nUSD with your Bitcoin to access its underlying value without losing exposure to Bitcoin's price movements.

Borrowing can also be a tax efficient way of avoiding taxable events.

Bitcoin-aligned

Nectra's core lending and stablecoin functionality are permissionless, immutable, and audited by several top firms. There is no rehypothecation of funds and all funds are transparently auditable on chain.

Consult your local tax guidelines.

Earn

Generate Yield with the Savings Account

Deposit nUSD into the Savings Account to earn a share of protocol revenue. Real yield, real growth.

Leverage

Leveraged Bitcoin Exposure

Create a leveraged Bitcoin position through looping strategies, increasing your exposure to Bitcoin's price movements.

Earn More

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‍Points Campaign Early

Pay interest and complete tasks to earn hashes and climb the ranks!

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Earn Points

Give early feedback

Earn more through referrals

Built on the Best

Citrea

Bitcoin's first ZK Rollup

Citrea is the first rollup that enhances the capabilities of Bitcoin blockspace with zero-knowledge technology, making it possible to build everything on Bitcoin.

Robust. Trust-minimized. Stable.

Security First

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Designed for stability and security

Nectra is designed to be a safe haven for Bitcoiners.

Audited by the best

Nectra is undergoing extensive audits to ensure a high quality product.

Learn more

Nectra is building a stablecoin ecosystem anchored in Bitcoin’s principles of security, immutability, and trust-minimization.

Bug Bounty

Earn up to $50,000 in rewards
for reporting security vulnerabilities
on Mainnet.

FAQs

Learn more about Nectra protocol and nUSD

Read the docs

What is the Nectra Protocol

The Nectra protocol lets Bitcoin holders unlock liquidity instantly by borrowing the nUSD stablecoin without selling their Bitcoin.

What is Nectra's nUSD

nUSD is a stablecoin backed purely by Bitcoin. It's designed to reflect Bitcoin's values of decentralization, security, and immutability.

How much Bitcoin do I need for a loan?

The minimum loan size in Nectra is 50 nUSD. When opening a loan, it needs to have a minimum LTV of 83.3%, meaning a minimum of $60 of BTC.

When is the loan repayment due?

Loans are perpetual, meaning that you can keep your loan open as long as the loan value (the principal plus accrued fees) remains above the liquidation LTV of 90.9%.

What forms of collateral are supported by Nectra

Nectra only supports BTC bridged to the Bitcoin ZK Rollup, Citrea (cBTC).

‍Borrow nUSDwith Bitcoin

Join Bitcoin Finance Today

Total nUSD Issued

0

Total Value Locked

0

Savings Account APY

0

Total Loans

0

Open a Loan with Bitcoin and Earn

Borrow

Earn

Leverage

Join the ‍Points Campaign Early

Citrea

Security First

Designed for stability and security

Audited by the best

Bug Bounty

FAQs

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‍Borrow nUSD
with Bitcoin

Join the
‍Points Campaign Early